This policy relates to your privacy on our domains: elite-insurance.co.uk, elite-insurance.gi and online.elite-insurance.co.uk
We receive personal information through this website. The primary purpose of our sites is to provide a dynamic resource and business tool. We want you to feel secure when visiting our sites and we are committed to maintaining your privacy when doing so.
The following provides an overview of the cookies we use and how we protect your privacy during your visit. Cookies
Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. Cookies do lots of different jobs such as letting you navigate between pages efficiently, remembering your preferences, and generally improve your experience.
Cookies can either be session or persistent cookies. Session cookies allow websites to link the actions of a user during a browser session. They are automatically deleted at the end of each browser session. Persistent cookies are stored on your computer or mobile device in between browser sessions which allow your preferences or actions across a website to be remembered. They may be used for a variety of purposes including remembering your preferences and choices when using a website or target advertising. We use both session and persistent cookies on our websites. The Cookies We Use
The cookies used on this website have been categorised based on the categories found in the International Chamber of Commerce UK Cookie guide. A list of all the cookies used on our domains by category is set out below. Strictly Necessary Cookies
These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of our website. Without these cookies services you have asked for, such as requesting a policy, cannot be provided. Performance Cookies
These cookies collect information about how you use our website, for instance which pages you go to most often, and if they get error messages from web pages. These cookies do not collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. We only use it to improve how a website works.
By using our website, you agree that we can place these types of cookies on your device. Functionality Cookies
These cookies allow the website to remember choices you make such as your user name and provide enhanced, more personal features. These cookies can be used to remember changes you have made to text size, fonts and other parts of web pages you can customise. They may also be able to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.
By using our website, you agree that we can place these types of cookies on your device. Targeting Cookies or Advertising Cookies
These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the success of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation.
By using our website, you agree that we can place these types of cookies on your device. Withdrawing Consent for Cookies
For more information about how to reject cookies please visit: http://www.aboutcookies.org/default.aspx
Please note that by disallowing cookies you may not be able to access certain areas of or features of our websites. How do we use information received through this website?
We analyse it to determine what is most effective about our site, to help us identify ways to improve it, and eventually, to determine how we can tailor our site to make it more effective. We may also use data for other purposes, which we would describe to you at the point we collect the information. Will we share this with outside parties?
We will not sell individual information. It is completely up to you whether or not you want to provide information, however if using our online proposal forms we do have mandatory fields that we ask you to complete in order to gather enough information to begin processing your claim.
We may share information with other insurers and public bodies, including the police in order to substantiate information and prevent or detect fraud.
In conclusion we are interested in maintaining your privacy and creating a valuable resource for you to use. If you have any questions now or during your visit or if you experience and technical difficulties using or viewing our websites, please contact us at email@example.com
Terms and Conditions
This site is owned and operated by Elite Insurance Company Limited ("ELITE", "we" or "us")
Registered office: Suite 913, Europort, Europort Road, Gibraltar.
Registered in Gibraltar.
Registered number 91111.
If you want to ask us anything about these terms & conditions or have any comments or complaints on or about our website, please email us at firstname.lastname@example.org. or call us on 0845 601 1221
These Terms & Conditions set out the basis on which you can visit and use our website. Please read them carefully as they contain important information. By accessing the website you are accepting them and agreeing to be bound by them. If you do not want to be bound by them, please leave the website now.
Ownership of Rights
All rights, including copyright, in this website are owned by or licensed to ELITE. Any use of this website or its contents, including copying or storing it or them in whole or part, other than for your own personal, non-commercial use is prohibited without the permission of ELITE. You may not modify, distribute or re-post anything on this website for any purpose.
Accuracy of Content
ELITE has taken every care in the preparation of the content of this website. However to the extent allowed by applicable law, ELITE disclaims all warranties, express or implied, as to the accuracy of the information contained in any of the materials on this website. ELITE shall not be liable to any person for any loss or damage which may arise from the use of any of the information contained in any of the materials on this website.
Damage to your Computer
ELITE makes every effort to ensure that this website is free from viruses or defects. However, we cannot guarantee that your use of this website or any websites accessible through it won't cause damage to your computer. It is your responsibility to ensure that the right equipment is available to use the website and screen out anything that may damage it. ELITE shall not be liable to any person for any loss or damage which may arise to computer equipment as a result of using this website.
Links to Other Websites
We have placed links on this website to other websites we think you may want to visit. We do not vet these websites and do not have any control over their contents. ELITE cannot accept any liability in respect of the use of these websites.
Exclusions of Liability
Any disclaimers and exclusions of liability in these Terms & Conditions shall not apply to any damages arising from death or personal injury caused by the negligence of ELITE or any of its employees or agents or fraud. These disclaimers and exclusions shall be governed by and construed in accordance with English Law. If any provisions of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
Other Legal Notices
There may be legal notices on other areas of this website which relate to your use of this website, all of which will, together with these terms & conditions govern your use of this website.
Changes to Legal Notices
We reserve the right to change these Terms & Conditions from time to time and you should look through them as often as possible. Should you access the website you will be deemed to have accepted any of the changes made to these terms and conditions from time to time.
Use of this Website from outside the UK
Unless otherwise specified, the materials on this website are directed solely at those who access this website from the United Kingdom. ELITE make no representation that any products or services referred to in the materials on this website are appropriate for use, or available, in other locations. Those who choose to access this site from other locations are responsible for compliance with local laws if and to the extent local laws are applicable.
Law, Jurisdiction and Language
This website, any content contained herein and any contract brought into being as a result of usage of this website are governed by and construed in accordance with English Law. The parties to any such contract agree to submit to the exclusive jurisdiction of the courts of England and Wales. All contracts are concluded in English.
IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS & CONDITIONS PLEASE LEAVE THIS WEBSITE NOW
Copyright © Elite Insurance Company Limited 2011.
As an insurer within the European region, Elite and its Managers, set great store by equity between Members and probity when dealing on their behalf. In support of our commitment to maintaining the highest possible standards of business practice we hold a 'zero-tolerance' stance towards bribery. Bribery is illegal and as such has no place in our organisation.
In accordance with the Bribery Act 2010, Elite prohibits absolutely the offering, the giving, the solicitation or the acceptance of any bribe, whether cash or other inducement, regardless of size:
• to or from any person or company, wherever they are situated and whether they are a public official or body or private person or company;
• by any individual employee, agent or other person or body acting on behalf of Elite;
• in order to gain any commercial, contractual or regulatory advantage for Elite in a way which is illegal or unethical;
• or in order to gain any personal advantage, pecuniary or otherwise, for the individual or anyone connected with the individual.
Interpreting the policy
It is not the intention of the policy to prevent the following activities, particularly in relation to our international role as an insurer and claims handler
• Normal and appropriate hospitality.
• The giving and receiving of ceremonial gifts.
Such hospitality or gifts must be in moderation and not place any expectation on the recipient to reciprocate either in like or by performing, or failing to perform, any other task in return. If there is any doubt as to whether an action might constitute bribery the matter should be referred to a director of the management team of Elite Insurance Company Ltd for a decision.
Preventing and reporting bribery
All management staff working on behalf of Elite have a responsibility to prevent, detect and report bribery. We provide appropriate guidance to our staff in fulfilling this duty. Should you hold any suspicion of bribery or attempted bribery committed by or against an employee, agent or other party acting on behalf of Elite, it must be reported immediately to a director of the management team.